{"id":86364,"date":"2022-01-18T11:14:26","date_gmt":"2022-01-18T10:14:26","guid":{"rendered":"https:\/\/smeclimatehub.org\/banker\/"},"modified":"2025-07-31T10:42:17","modified_gmt":"2025-07-31T09:42:17","slug":"banker","status":"publish","type":"page","link":"https:\/\/smeclimatehub.org\/sv\/banker\/","title":{"rendered":"Banker"},"content":{"rendered":"<section id=\"block-6481c233e6d49\"  class=\"hero-section align-content-center bg-image default none\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"text\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h1 class=\"wp-block-heading\">Banker<\/h1>\n\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"transparent-link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/financial-support\/\">\n\t\t\t\t\t\t<span class=\"icon\">\n\t\t\t\t\t\t\t<svg width=\"20\" height=\"13\" viewBox=\"0 0 20 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t<path d=\"M19.0909 7.81876H3.10379L6.09737 11.1117C6.4524 11.5022 6.4524 12.1354 6.09737 12.5259C5.91986 12.7211 5.68719 12.8188 5.45452 12.8188C5.22186 12.8188 4.98919 12.7211 4.81173 12.5258L0.266273 7.52583C-0.088758 7.13536 -0.088758 6.50216 0.266273 6.11163L4.81173 1.11162C5.1667 0.721155 5.74234 0.721155 6.09737 1.11162C6.4524 1.50209 6.4524 2.13529 6.09737 2.52582L3.10379 5.81876H19.0909C19.593 5.81876 20 6.2665 20 6.81876C20 7.37103 19.593 7.81876 19.0909 7.81876Z\" fill=\"var(--sme-secondary-text-color)\" \/>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\u00c5terg\u00e5 till huvudsidan f\u00f6r ekonomiskt st\u00f6d\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<ul class=\"logos\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"112\" height=\"59\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Group-6.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"220\" height=\"57\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Master-logo-lock-ups_CISL-BEI-2.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"60\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/bsr-logo-white-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-image\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1440\" height=\"420\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png 1440w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-300x88.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-1024x299.png 1024w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-768x224.png 768w\" sizes=\"(max-width: 1440px) 100vw, 1440px\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div id=\"block-6481c233e6d86\"  class=\"banner-with-image align-content-top no-image pt-half pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p class=\"has-text-align-center has-medium-font-size\">M\u00e5nga banker har gjort sina egna <a href=\"https:\/\/www.unepfi.org\/net-zero-banking\/members\/\">\u00e5taganden<\/a> f\u00f6r att n\u00e5 nettonollutsl\u00e4pp, vilket inkluderar deras finansieringsverksamhet. Det finns ett \u00f6kande tryck fr\u00e5n hela samh\u00e4llet p\u00e5 banker att inf\u00f6rliva utsl\u00e4pp och andra h\u00e5llbarhetsaspekter i utl\u00e5nings- och investeringsbeslut. Som ett resultat av detta utvecklar vissa banker program f\u00f6r att st\u00f6dja f\u00f6retag att minska koldioxidutsl\u00e4ppen, vilket g\u00f6r det m\u00f6jligt f\u00f6r dig att hitta l\u00e4mpligt ekonomiskt st\u00f6d.  <\/p>\n\n\n\n<div id=\"block-6482ead45d0b9\"  class=\"grouped-paragraph\">\n\t<div class=\"acf-innerblocks-container\">\n\n<h3 class=\"wp-block-heading has-text-align-center\">Ett exempel p\u00e5 f\u00f6rm\u00e5nlig finansiering<\/h3>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\">Lloyds Banking Group i Storbritannien erbjuder rabatterade l\u00e5n f\u00f6r gr\u00f6na \u00e4ndam\u00e5l genom sitt <a href=\"https:\/\/www.lloydsbank.com\/business\/commercial-banking\/clean-growth-financing-initiative.html\">Clean Growth Financing Initiative<\/a> . Detta kallas gr\u00f6nt l\u00e5n och \u00e4r ett exempel p\u00e5 den typ av skr\u00e4ddarsytt st\u00f6d du kan hitta i din region f\u00f6r att st\u00f6dja dina investeringar i h\u00e5llbara f\u00f6retag. <\/p>\n\n<\/div><\/div>\n\n\n<div id=\"block-6482ead45d0c8\"  class=\"grouped-paragraph\">\n\t<div class=\"acf-innerblocks-container\">\n\n<h3 class=\"wp-block-heading has-text-align-center\">Vad \u00e4r ett gr\u00f6nt l\u00e5n?<\/h3>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\">Gr\u00f6na l\u00e5n stimulerar f\u00f6retag till investeringar som minskar deras utsl\u00e4pp genom att erbjuda en rabatterad r\u00e4nta.<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\">I takt med att banker i allt h\u00f6gre grad g\u00f6r sina egna nollutsl\u00e4pps\u00e5taganden, inklusive i sina utl\u00e5ningsaktiviteter, och vi forts\u00e4tter att se bevis p\u00e5 att h\u00e5llbara f\u00f6retag \u00e4r mer motst\u00e5ndskraftiga f\u00f6retag, ser utbudet av gr\u00f6na l\u00e5n och andra bankerbjudanden ut att \u00f6ka.<\/p>\n\n<\/div><\/div>\n<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<section id=\"block-6481c233e6f2a\"  class=\"text-attachment-section content-block light-bg white left-side image-attachment row pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\t\t\tVem man ska prata med\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Kontakta f\u00f6rst din kundtj\u00e4nst eller lokala bankrepresentant. Den person du k\u00e4nner b\u00e4st p\u00e5 banken \u00e4r en bra utg\u00e5ngspunkt. F\u00f6rklara vad du letar efter och vilka \u00e5tg\u00e4rder du siktar p\u00e5 att vidta f\u00f6r att minska dina utsl\u00e4pp. Om de inte \u00e4r b\u00e4st l\u00e4mpad att hj\u00e4lpa till, uppmuntra dem att hitta en kollega som kan hj\u00e4lpa till.   <\/p>\n\n\n\n<p>Utforska bankernas webbplatser f\u00f6r att hitta gr\u00f6na finansieringserbjudanden. Detta kan hj\u00e4lpa dig att f\u00f6rst\u00e5 de alternativ som finns tillg\u00e4ngliga f\u00f6r ditt f\u00f6retag och d\u00e4rifr\u00e5n inleda en konversation med en bankrepresentant. <\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"472\" height=\"473\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289.png 472w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-300x300.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-150x150.png 150w\" sizes=\"auto, (max-width: 472px) 100vw, 472px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"button-wrapper\">\n\t\t\t\t\t<a class=\"button bigger\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/how-to-prepare-for-the-conversation-with-potential-sources-of-financial-support\/\">\n\t\t\t\t\t\tHur man f\u00f6rbereder sig f\u00f6r samtal\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section id=\"block-6481c233e6fb2\"  class=\"text-attachment-section content-block light-bg white left-side image-attachment heading-left column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tVad du skulle kunna fr\u00e5ga\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>M\u00e5let \u00e4r att f\u00f6rst\u00e5 vad banken erbjuder och, om de inte erbjuder n\u00e5got, att lyfta fram exempel fr\u00e5n sina konkurrenter f\u00f6r att fr\u00e5ga om de skulle kunna t\u00e4nka sig att g\u00f6ra n\u00e5got liknande. D\u00e4rf\u00f6r inkluderar viktiga fr\u00e5gor att st\u00e4lla: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Erbjuder ni st\u00f6d f\u00f6r f\u00f6retag som minskar sitt koldioxidavtryck? Till exempel: \n<ul class=\"wp-block-list\">\n<li>Hj\u00e4lp till att finansiera investeringar i nya tillg\u00e5ngar eller i driftsf\u00f6r\u00e4ndringar som minskar koldioxidavtrycket<\/li>\n\n\n\n<li>R\u00e5dgivande tj\u00e4nster som kan hj\u00e4lpa till att f\u00f6rfina handlingsplanen f\u00f6r utsl\u00e4ppsminskning?<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Vilken information om v\u00e5r plan f\u00f6r utsl\u00e4ppsminskning skulle kunna hj\u00e4lpa oss att f\u00e5 tillg\u00e5ng till finansiering p\u00e5 f\u00f6rb\u00e4ttrade villkor?<\/li>\n\n\n\n<li>Finns det st\u00f6d i r\u00f6relsekapital, s\u00e5som handelsfinansiering*, tillg\u00e5ngsbaserad finansiering* eller kontanthanteringstj\u00e4nster*, som banken kan erbjuda f\u00f6r att hj\u00e4lpa oss att frig\u00f6ra likviditet och minska v\u00e5ra utsl\u00e4pp?<\/li>\n<\/ul>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"996\" height=\"432\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/11\/wyca.webp\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/11\/wyca.webp 996w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/11\/wyca-300x130.webp 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/11\/wyca-768x333.webp 768w\" sizes=\"auto, (max-width: 996px) 100vw, 996px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section id=\"block-6481ce94cf6da\"  class=\"text-attachment-section content-block light-bg white left-side image-attachment heading-left column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tExempeltext som du kan anv\u00e4nda n\u00e4r du kontaktar din bank.\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>\u201dVi p\u00e5 [f\u00f6retag] \u00e4r f\u00f6retagskund hos [banknamn] och vill veta mer om vilket st\u00f6d ni kan erbjuda i v\u00e5r str\u00e4van att minska v\u00e5ra utsl\u00e4pp och uppfylla ett \u00e5tagande vi har gjort genom SME Climate Hub att n\u00e5 nettonollutsl\u00e4pp ([l\u00e4nk till ett pressmeddelande om ert nettonoll\u00e5tagande om ni har ett]).<\/p>\n\n\n\n<p>Vi \u00e4r medvetna om att vissa banker ocks\u00e5 har \u00e5tagit sig att n\u00e5 nettonollutsl\u00e4pp och erbjuder st\u00f6d till f\u00f6retag, som oss sj\u00e4lva, som ocks\u00e5 vill vidta \u00e5tg\u00e4rder mot klimatf\u00f6r\u00e4ndringarna. Vi \u00e4r angel\u00e4gna om att prata med n\u00e5gon om vilket st\u00f6d ni kan erbjuda. Vi funderar f\u00f6r n\u00e4rvarande p\u00e5 att investera i [ange den utsl\u00e4ppsminskande investering som ni \u00e4r mest intresserade av att unders\u00f6ka]. Vi skulle g\u00e4rna diskutera detta och alternativa investeringsm\u00f6jligheter som ni anser vara relevanta med er sj\u00e4lva eller en medlem i ert ESG-f\u00f6retagsfinansteam.  <\/p>\n\n\n\n<p><a href=\"https:\/\/smeclimatehub.org\/success-stories\/\">L\u00e4s om f\u00f6retag som framg\u00e5ngsrikt har f\u00e5tt ekonomiskt st\u00f6d<\/a><\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"364\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-1-300x119.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-1-768x304.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section id=\"block-6481ce94cf7b3\"  class=\"financial-support-section content-block light-bg white heading-center pt-half pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"heading\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\t\tAndra k\u00e4llor till ekonomiskt st\u00f6d\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"acf-innerblocks-container\">\n\t<div id=\"block-6481ce94cf8ee\"  class=\"blocks\">\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tKunder (k\u00f6pare)\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/customers-buyers\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBidrag och andra former av statligt st\u00f6d\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/grants-and-other-government-support\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBalansr\u00e4kning och investerare\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/balance-sheet-and-investors\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/section>\n<section id=\"block-646dd71e01d2b\"  data-target=\"financial_table\" class=\"financial-support-table-section content-block white light-bg heading-center pt-full pb-full\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tPotentiella k\u00e4llor till ekonomiskt st\u00f6d \u2013 sammanfattningstabell\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"table-wrapper custom-scroll\">\n\t\t\t\t\t<div class=\"table\">\n\t\t\t\t\t\t<table data-target=\"table\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tIntressent\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tMotivering f\u00f6r att ge ekonomiskt st\u00f6d\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExempel p\u00e5 vilket ekonomiskt st\u00f6d som kan finnas tillg\u00e4ngligt\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExempel p\u00e5 vem du kan prata med f\u00f6r att f\u00e5 veta om st\u00f6d erbjuds\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/sv\/customers-buyers\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tKunder (k\u00f6pare)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Klimat\u00e5taganden fr\u00e5n f\u00f6retag som inkluderar att minska utsl\u00e4ppen fr\u00e5n deras leveranskedja<\/li>\n<li>F\u00f6rb\u00e4ttra motst\u00e5ndskraften i deras leveranskedja mot nya strategier som syftar till att avv\u00e4rja klimatf\u00f6r\u00e4ndringar eller klimatf\u00f6r\u00e4ndringarnas negativa effekter<\/li>\n<li>Skydda leveranskedjan fr\u00e5n \u00f6kade kostnader i samband med koldioxid, s\u00e5som &#8221;smutsig&#8221; energi<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>F\u00f6rb\u00e4ttrade ink\u00f6psvillkor (t.ex. minskad kundfordringsdag s\u00e5 att r\u00f6relsekapitalet f\u00f6rb\u00e4ttras f\u00f6r sm\u00e5f\u00f6retag)<\/li>\n<li>Tillg\u00e5ng till f\u00f6rm\u00e5nlig fakturafinansiering (t.ex. l\u00e5na mot utest\u00e5ende ink\u00f6psordrar f\u00f6r att f\u00e5 tillg\u00e5ng till pengar tidigare)<\/li>\n<li>R\u00e5dgivning och handledning<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Upphandlingsrepresentant<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/sv\/banks\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/banks-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBanker\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Bankernas \u00e5taganden att st\u00f6dja kunder i att minska utsl\u00e4ppen<\/li>\n<li>Minska risken och koldioxidavtrycket fr\u00e5n bankutl\u00e5ning<\/li>\n<li>St\u00e4rk relationer och skapa aff\u00e4rsm\u00f6jligheter<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>L\u00f6sningar f\u00f6r r\u00f6relsekapital, t.ex. handelsfinansiering<\/li>\n<li>L\u00e5n f\u00f6r investeringar som minskar utsl\u00e4pp<\/li>\n<li>Utsl\u00e4ppskalkylatorer och r\u00e5d<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Relationsansvarig<\/li>\n<li>Sektorspecialist (t.ex. transport)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/sv\/grants-and-other-government-support\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBidrag och andra former av statligt st\u00f6d\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Lokala, nationella och internationella m\u00e5l f\u00f6r \u00e5tg\u00e4rder mot klimatf\u00f6r\u00e4ndringar<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Bidrag f\u00f6r att uppmuntra investeringar i utsl\u00e4ppsminskning<\/li>\n<li>Rabatterad utl\u00e5ning som distribueras av en utvecklingsbank, s\u00e5som KfW<\/li>\n<li>Tillg\u00e5ng till investerare eller andra finansieringsk\u00e4llor avsedda f\u00f6r klimat\u00e5tg\u00e4rder<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Revisor<\/li>\n<li>Kommunens n\u00e4ringslivsansvarig<\/li>\n<li>Lokal kommun<\/li>\n<li>Bank<\/li>\n<li>Icke-statliga organisationer som erbjuder ekonomiskt st\u00f6d i ditt omr\u00e5de<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/sv\/balance-sheet-and-investors\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBalansr\u00e4kning och investerare\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>L\u00e4gre driftskostnader<\/li>\n<li>F\u00f6rb\u00e4ttra verksamhetens kommersiella positionering (t.ex. genom anpassning till k\u00f6pares klimatrelaterade upphandlingspolicyer)<\/li>\n<li>Investerarnas klimatm\u00e5l<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Sj\u00e4lvfinansierad fr\u00e5n balansr\u00e4kningen (kassa, f\u00f6rs\u00e4ljning av tillg\u00e5ngar etc.)<\/li>\n<li>Ny aktie\u00e4garinvestering (eget kapital)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Revisor<\/li>\n<li>Nuvarande aktie\u00e4gare<\/li>\n<li>Potentiella investerare<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"button-wrapper\">\n\t\t\t\t\t\t<a class=\"button bigger\" download href=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/table.png\">Download the summary of the page<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1320,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-86364","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>Banker - SME Climate Hub<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smeclimatehub.org\/sv\/banker\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banker - SME Climate Hub\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smeclimatehub.org\/sv\/banker\/\" \/>\n<meta property=\"og:site_name\" content=\"SME Climate Hub\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-31T09:42:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2024\/08\/Preview_four.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1124\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minuter\" 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