{"id":93139,"date":"2022-01-18T09:20:39","date_gmt":"2022-01-18T08:20:39","guid":{"rendered":"https:\/\/smeclimatehub.org\/?page_id=93139"},"modified":"2025-11-06T23:41:49","modified_gmt":"2025-11-06T22:41:49","slug":"apoio-financeiro","status":"publish","type":"page","link":"https:\/\/smeclimatehub.org\/pt-br\/apoio-financeiro\/","title":{"rendered":"Apoio financeiro"},"content":{"rendered":"<section id=\"block-646c6f7dac30f\"  class=\"hero-section align-content-center bg-image default none\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"text\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h1 class=\"wp-block-heading\">Apoio financeiro<\/h1>\n\n\n\n<p>para reduzir as emiss\u00f5es<\/p>\n\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<ul class=\"logos\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"112\" height=\"59\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Group-6.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"220\" height=\"57\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Master-logo-lock-ups_CISL-BEI-2.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"60\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/bsr-logo-white-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-image\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1440\" height=\"420\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png 1440w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-300x88.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-1024x299.png 1024w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-768x224.png 768w\" sizes=\"(max-width: 1440px) 100vw, 1440px\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<div id=\"block-646c79f9415a3\"  class=\"banner-with-image align-content-top no-image pt-half pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p class=\"has-text-align-center has-medium-font-size\">Para ajud\u00e1-lo a aproveitar as oportunidades que a descarboniza\u00e7\u00e3o pode criar, esta sec\u00e7\u00e3o do SME Climate Hub foi concebida para ajud\u00e1-lo a encontrar o apoio financeiro mais adequado para a jornada da sua empresa rumo ao zero l\u00edquido.<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\">O apoio financeiro est\u00e1 a tornar-se dispon\u00edvel em condi\u00e7\u00f5es mais favor\u00e1veis para as empresas que reduzem as suas emiss\u00f5es \u2013 aqui denominado \u00abempr\u00e9stimos com desconto\u00bb ou \u00abapoio financeiro em condi\u00e7\u00f5es preferenciais\u00bb.<\/p>\n\n<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<section id=\"block-646c806dea152\"  class=\"financial-support-section content-block light-bg white heading-center pt-full pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"heading\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\t\tO financiamento clim\u00e1tico para a sua empresa pode estar dispon\u00edvel em:\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"acf-innerblocks-container\">\n\t<div id=\"block-646c806dea16f\"  class=\"blocks\">\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tClientes (compradores)\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/customers-buyers\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/banks-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBancos\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/banks\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tSubs\u00eddios e outras formas de apoio governamental\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/grants-and-other-government-support\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBalan\u00e7o patrimonial e investidores\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/balance-sheet-and-investors\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\n\n\n<p class=\"has-text-align-center\">Ao clicar em qualquer uma das fontes de financiamento acima, voc\u00ea ser\u00e1 direcionado<\/p>\n\n\n\n<p class=\"has-text-align-center\">para informa\u00e7\u00f5es sobre:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Por que o financiamento dessa fonte pode estar dispon\u00edvel, incluindo um exemplo<\/li>\n\n\n\n<li>Com quem falar sobre essa fonte de financiamento<\/li>\n\n\n\n<li>Como se preparar para as conversas<\/li>\n\n\n\n<li>O que perguntar, incluindo um exemplo de conversa<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-small-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/\">Voc\u00ea encontrar\u00e1 oito hist\u00f3rias de empresas que obtiveram apoio financeiro e est\u00e3o tomando medidas para descarbonizar.<\/a><\/div>\n\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"block-646cb81f5992f\"  class=\"slider-posts-section light-bg heading-center pt-half pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tHist\u00f3rias de sucesso\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<p class=\"subtitle\">\n\t\t\t\t\tOito hist\u00f3rias de empresas que encontraram apoio financeiro e est\u00e3o a tomar medidas para descarbonizar\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t<div data-target=\"posts_slider\" class=\"swiper\">\n\t\t\t\t\t<div class=\"swiper-wrapper posts\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<div class=\"blog-post\">\n   \n    <div class=\"inner\">\n                    <div class=\"image\">\n                <img decoding=\"async\" width=\"1600\" height=\"1294\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2.png 1600w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-300x243.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-1024x828.png 1024w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-768x621.png 768w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-1536x1242.png 1536w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-960x776.png 960w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-1140x922.png 1140w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-570x461.png 570w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-330x267.png 330w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-195x158.png 195w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Numi2-150x121.png 150w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/>            <\/div>\n            <div class=\"text\">\n                <h3 class=\"title\">\n                    &#8216;It\u2019s just part of our DNA\u2019: Numi Organic Tea on Prioritizing the Climate Across its Supply Chain                <\/h3>\n                <span class=\"date\">\n                    setembro 21, 2022                <\/span>\n                <p>\n                    Sustainability has been a priority for California-based Numi Organic Tea since its founding over two decades ago. Today, it continues to lea&#8230;                <\/p>\n            <\/div>\n            <a aria-label=\"&#8216;It\u2019s just part of our DNA\u2019: Numi Organic Tea on Prioritizing the Climate Across its Supply Chain\"\n                href=\"https:\/\/smeclimatehub.org\/pt-br\/numi-organic-tea-on-prioritizing-the-climate-across-its-supply-chain\/\" class=\"link\"><\/a>\n            <\/div>\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<div class=\"blog-post\">\n   \n    <div class=\"inner\">\n                                    <div class=\"image\">\n                    <img decoding=\"async\" width=\"316\" height=\"199\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1258.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1258.png 316w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1258-300x189.png 300w\" sizes=\"auto, (max-width: 316px) 100vw, 316px\" \/>                <\/div>\n                        <div class=\"text\">\n                                    <h3 class=\"title\">\n                        TACOFINO e VANCITY                    <\/h3>\n                                                    <span class=\"subtitle\">\n                        Servi\u00e7os de consultoria e empr\u00e9stimo                    <\/span>\n                                                    <p>\n                        O Tacofino, um restaurante com sede na Col\u00fambia Brit\u00e2nica, Canad\u00e1, pretendia reduzir as suas emiss\u00f5es ao abrir um segundo restaurante em Vancouver.                     <\/p>\n                            <\/div>\n                            <a aria-label=\"TACOFINO e VANCITY\" target=\"_self\"\n                    href=\"#\" class=\"link\"><\/a>\n                        <\/div>\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<div class=\"blog-post\">\n   \n    <div class=\"inner\">\n                    <div class=\"image\">\n                <img decoding=\"async\" width=\"1382\" height=\"1070\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1.jpeg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1.jpeg 1382w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-300x232.jpeg 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-1024x793.jpeg 1024w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-768x595.jpeg 768w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-960x743.jpeg 960w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-1140x883.jpeg 1140w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-570x441.jpeg 570w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-330x255.jpeg 330w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-195x151.jpeg 195w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2022\/09\/Arcollab_Group_2021_bw-1536x1189-1-150x116.jpeg 150w\" sizes=\"auto, (max-width: 1382px) 100vw, 1382px\" \/>            <\/div>\n            <div class=\"text\">\n                <h3 class=\"title\">\n                    \u00a0Designing for the Climate: Architectural Collaborative on their Journey to Net Zero                <\/h3>\n                <span class=\"date\">\n                    setembro 21, 2022                <\/span>\n                <p>\n                    Architectural Collaborative, a small architecture firm in Athens, Georgia, sets ambitious climate goals to mitigate climate change that also&#8230;                <\/p>\n            <\/div>\n            <a aria-label=\"\u00a0Designing for the Climate: Architectural Collaborative on their Journey to Net Zero\"\n                href=\"https:\/\/smeclimatehub.org\/pt-br\/designing-for-the-climate-architectural-collaborative-on-their-journey-to-net-zero\/\" class=\"link\"><\/a>\n            <\/div>\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<div class=\"blog-post\">\n   \n    <div class=\"inner\">\n                    <div class=\"image\">\n                            <\/div>\n            <div class=\"text\">\n                <h3 class=\"title\">\n                    \u2018SMEs\u2019 commitment to the climate initiative enhances their competitiveness\u2019, says Sheikh Khalifa                <\/h3>\n                <span class=\"date\">\n                    setembro 23, 2020                <\/span>\n                <p>\n                    GULF TIMES: The SME Climate Hub, co-hosted by the International Chamber of Commerce (ICC), the Exponential Roadmap Initiative, the We Mean B&#8230;                <\/p>\n            <\/div>\n            <a aria-label=\"\u2018SMEs\u2019 commitment to the climate initiative enhances their competitiveness\u2019, says Sheikh Khalifa\"\n                href=\"https:\/\/smeclimatehub.org\/pt-br\/smes-commitment-to-the-climate-initiative-enhances-their-competitiveness-says-sheikh-khalifa\/\" class=\"link\"><\/a>\n            <\/div>\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<div class=\"blog-post\">\n   \n    <div class=\"inner\">\n                    <div class=\"image\">\n                <img decoding=\"async\" width=\"2560\" height=\"1708\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-scaled.jpg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-scaled.jpg 2560w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-300x200.jpg 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-1024x683.jpg 1024w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-768x512.jpg 768w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-1536x1025.jpg 1536w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-2048x1366.jpg 2048w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-1920x1281.jpg 1920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-960x640.jpg 960w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-1140x760.jpg 1140w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-570x380.jpg 570w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-330x220.jpg 330w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-195x130.jpg 195w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/07\/elevate-GAdkOpqbTfo-unsplash-150x100.jpg 150w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>            <\/div>\n            <div class=\"text\">\n                <h3 class=\"title\">\n                    Abrir las puertas a un nuevo capitalismo                <\/h3>\n                <span class=\"date\">\n                    julho 13, 2023                <\/span>\n                <p>\n                    &#8220;El consenso cient\u00edfico global, reflejado en el \u00faltimo&nbsp;Informe de S\u00edntesis del IPCC, es contundente sobre la situaci\u00f3n clim\u00e1&#8230;                <\/p>\n            <\/div>\n            <a aria-label=\"Abrir las puertas a un nuevo capitalismo\"\n                href=\"https:\/\/smeclimatehub.org\/pt-br\/abrir-las-puertas-a-un-nuevo-capitalismo\/\" class=\"link\"><\/a>\n            <\/div>\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"controllers\">\n\t\t\t\t\t\t\t<button data-target=\"prev_button\" aria-label=\"Previous Slide\" class=\"hide-button\" type=\"button\">\n\t\t\t\t\t\t\t\t<svg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1_8)\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M14.4204 19.9999C14.7162 19.9999 15.0131 19.8873 15.2397 19.6601C15.6923 19.2076 15.6923 18.4752 15.2397 18.0226L7.21657 9.99999L15.2397 1.97681C15.6923 1.52424 15.6923 0.791222 15.2397 0.339303C14.7872 -0.113264 14.0542 -0.113264 13.6017 0.339303L4.76036 9.18064C4.3078 9.63321 4.3078 10.3662 4.76036 10.8181L13.6017 19.66C13.8276 19.8866 14.124 19.9999 14.4204 19.9999Z\" fill=\"#010002\" \/>\n\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1_8\">\n\t\t\t\t\t\t\t\t\t\t\t<rect width=\"20\" height=\"20\" fill=\"white\" transform=\"matrix(-1 0 0 1 20 0)\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<button data-target=\"next_button\" aria-label=\"Next Slide\" class=\"hide-button\" type=\"button\">\n\t\t\t\t\t\t\t\t<svg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1_8)\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M5.57961 19.9999C5.28383 19.9999 4.98687 19.8873 4.76026 19.6601C4.3077 19.2076 4.3077 18.4752 4.76026 18.0226L12.7834 9.99999L4.76026 1.97681C4.3077 1.52424 4.3077 0.791222 4.76026 0.339303C5.21283 -0.113264 5.94585 -0.113264 6.39831 0.339303L15.2396 9.18064C15.6922 9.63321 15.6922 10.3662 15.2396 10.8181L6.39831 19.66C6.17245 19.8866 5.87603 19.9999 5.57961 19.9999Z\" fill=\"#010002\" \/>\n\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1_8\">\n\t\t\t\t\t\t\t\t\t\t\t<rect width=\"20\" height=\"20\" fill=\"white\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"block-646dc563a011b\"  class=\"text-attachment-section content-block light-bg white left-side image-attachment heading-center row pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tComo escolher o apoio financeiro mais adequado <br>para si<br>\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Entender qual tipo de apoio financeiro \u00e9 melhor para voc\u00ea depender\u00e1 das especificidades do seu neg\u00f3cio, da sua localiza\u00e7\u00e3o geogr\u00e1fica e, principalmente, do que voc\u00ea pretende investir.<\/p>\n\n\n\n<p>N\u00e3o deixe de visitar o minicurso do SME Climate Hub, que inclui <a href=\"https:\/\/smeclimatehub.org\/wp-json\/lw\/v1\/sso?redirectUrl=https%3A%2F%2Facademy.smeclimatehub.org%2Fcourse%2Fclimate-fit\">conselhos sobre<\/a> a melhor forma de classificar as oportunidades financeiras dispon\u00edveis.<\/p>\n\n\n\n<p>Para garantir que o apoio financeiro \u00e0 descarboniza\u00e7\u00e3o das PME continue a melhorar, ao longo do pr\u00f3ximo ano, o SME Climate Hub ir\u00e1 trabalhar com bancos e compradores para explorar novas formas de financiamento que possam oferecer. Se desejar participar nesta investiga\u00e7\u00e3o e desenvolvimento, poder\u00e1 faz\u00ea-lo.<\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"472\" height=\"460\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-1-2.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-1-2.png 472w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-1-2-300x292.png 300w\" sizes=\"auto, (max-width: 472px) 100vw, 472px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-646dd71e01d2b\"  data-target=\"financial_table\" class=\"financial-support-table-section content-block white light-bg heading-center pt-full pb-full\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tFontes potenciais de apoio financeiro \u2013 quadro resumido\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"table-wrapper custom-scroll\">\n\t\t\t\t\t<div class=\"table\">\n\t\t\t\t\t\t<table data-target=\"table\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tParte interessada\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tMotiva\u00e7\u00e3o para fornecer  apoio financeiro\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExemplos do tipo de apoio financeiro que pode estar dispon\u00edvel\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExemplos de pessoas com quem pode falar para saber se h\u00e1 apoio dispon\u00edvel\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/customers-buyers\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tClientes (compradores)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Compromissos clim\u00e1ticos das empresas que incluem a redu\u00e7\u00e3o das emiss\u00f5es da sua cadeia de abastecimento<\/li>\n<li>Melhorar a resili\u00eancia da sua cadeia de abastecimento a novas pol\u00edticas destinadas a evitar as altera\u00e7\u00f5es clim\u00e1ticas ou os impactos negativos das altera\u00e7\u00f5es clim\u00e1ticas<\/li>\n<li>Proteger a cadeia de abastecimento do aumento dos custos associados ao carbono, tais como a energia \u00absuja\u00bb<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Melhores condi\u00e7\u00f5es de compra (por exemplo, redu\u00e7\u00e3o do prazo de recebimento, melhorando o capital de giro para pequenas empresas)<\/li>\n<li>Acesso a financiamento preferencial de faturas (por exemplo, empr\u00e9stimo contra pedidos de compra pendentes para obter fundos mais rapidamente)<\/li>\n<li>Aconselhamento e orienta\u00e7\u00e3o<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Representante de compras<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/banks\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/banks-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBancos\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Compromissos dos bancos para apoiar os clientes na redu\u00e7\u00e3o das emiss\u00f5es<\/li>\n<li>Reduzir o risco e a pegada de carbono dos empr\u00e9stimos banc\u00e1rios<\/li>\n<li>Fortalecer as rela\u00e7\u00f5es e gerar oportunidades de neg\u00f3cio<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Solu\u00e7\u00f5es de capital de giro, por exemplo, financiamento comercial<\/li>\n<li>Empr\u00e9stimos para investimentos que reduzem as emiss\u00f5es<\/li>\n<li>Calculadoras de emiss\u00f5es e aconselhamento<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Gestor de rela\u00e7\u00f5es<\/li>\n<li>Especialista do setor (por exemplo, transportes)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/grants-and-other-government-support\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tSubs\u00eddios e outras formas de apoio governamental\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Objetivos locais, nacionais e internacionais para a a\u00e7\u00e3o contra as altera\u00e7\u00f5es clim\u00e1ticas<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Subs\u00eddios para incentivar o investimento na redu\u00e7\u00e3o de emiss\u00f5es<\/li>\n<li>Empr\u00e9stimos com descontos distribu\u00eddos por um banco de desenvolvimento, como o KfW<\/li>\n<li>Acesso a investidores ou outras fontes de financiamento dedicadas \u00e0 a\u00e7\u00e3o clim\u00e1tica<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Contabilista<\/li>\n<li>Funcion\u00e1rio da autarquia local<\/li>\n<li>C\u00e2mara municipal local<\/li>\n<li>Banco<\/li>\n<li>ONG que oferecem apoio financeiro na sua \u00e1rea<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/balance-sheet-and-investors\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBalan\u00e7o patrimonial e investidores\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Reduzir as despesas operacionais<\/li>\n<li>Melhorar o posicionamento comercial da empresa (por exemplo, incluindo o alinhamento com as pol\u00edticas de aquisi\u00e7\u00e3o relacionadas com o clima dos compradores)<\/li>\n<li>Objetivos clim\u00e1ticos dos investidores<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Autofinanciado a partir do balan\u00e7o patrimonial (dinheiro, venda de ativos, etc.)<\/li>\n<li>Novo investimento de acionistas (capital pr\u00f3prio)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Contabilista<\/li>\n<li>Acionistas atuais<\/li>\n<li>Potenciais investidores<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"button-wrapper\">\n\t\t\t\t\t\t<a class=\"button bigger\" download href=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/table.png\">Baixe o resumo da p\u00e1gina.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":18450,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"class_list":["post-93139","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>Apoio financeiro - SME Climate Hub<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smeclimatehub.org\/pt-br\/apoio-financeiro\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apoio financeiro - SME Climate Hub\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smeclimatehub.org\/pt-br\/apoio-financeiro\/\" \/>\n<meta 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